Welcome to

Pathway Benefit Services, Inc.

Whether you are an employer or an employee, there is much to consider when thinking about your retirement plan. We have developed this website to help you gain a better understanding of the financial concepts, opportunities, and potential rewards available when you take a proactive approach to your retirement planning. After all, it's your future.

Please explore the "Resources" tab for articles, newsletters, videos, and links to valuable information. There are also calculators and a "Planning Tools" tab to assist you on your personal financial path. There are numerous questions that do not have definitive answers, and we are here to educate you and help you customize a plan to pursue your retirement goals.

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We wouldn't want you to miss any valuable tips on making your money work for you!

Newsletters

Beneficiary Designations: Who Gets the Money?

It’s a good idea to regularly review beneficiary designations to be sure they are complete and reflect current wishes.

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Understanding the No Tax on Tips Deduction

In 2025, the One Big Beautiful Bill Act established a temporary federal tax deduction to help reduce the tax liability of certain tipped workers.

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Teens Say Social Media Takes a Toll on Mental Health

Many parents are concerned about the well-being of their children as they navigate the digital landscape.

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A Critical Combo: Life Insurance with Long-Term Care Benefits

Explains hybrid life+LTC policies that can provide care benefits or a death benefit.

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More Newsletters

Calculators

Retirement Plan Early Distribution

Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employers retirement plan after you turn age 73.

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

More Calculators