"HOPE is not a financial plan"
~ Ric Edelman
Welcome to
Pathway Benefit Services, Inc.
Whether you are an employer or an employee, there is much to consider when thinking about your retirement plan. We have developed this website to help you gain a better understanding of the financial concepts, opportunities, and potential rewards available when you take a proactive approach to your retirement planning. After all, it's your future.
Please explore the "Resources" tab for articles, newsletters, videos, and links to valuable information. There are also calculators and a "Planning Tools" tab to assist you on your personal financial path. There are numerous questions that do not have definitive answers, and we are here to educate you and help you customize a plan to pursue your retirement goals.
Be sure to add our site to your favorites list and visit us often.
We wouldn't want you to miss any valuable tips on making your money work for you!
Newsletters
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You’ve Received an Inheritance, Now What?
Receiving an inheritance might promote spending without planning, but it’s not wise to make hasty decisions. This article provides suggestions that could help manage an inheritance.
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Managing Medicare Out-of-Pocket Costs
This article looks at the two different and mutually exclusive options Medicare beneficiaries have to help control retirement health-care spending: Medigap and Medicare Advantage.
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ISM Indexes Watch for Trouble on Both Sides of the Economy
Two different Purchasing Managers Indexes are generally considered to be leading economic indicators that can help businesses and investors make more informed decisions.
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A Mortgage Recast Is an Alternative to Refinancing
This article explains how a mortgage recast works to enable a homeowner to reduce a monthly mortgage payment without having to refinance and why it may be an appealing solution in certain situations.
Calculators
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Cost of Retirement
Use this calculator to estimate how much income and savings you may need in retirement.
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Retirement Plan Early Distribution
Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.
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Required Minimum Distributions
Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 73.
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Retirement Portfolio Lifespan
How Long Will Your Funds Last?